Mortgage Loans

Building a home is a lot of hard work from the planning, the construction, to the moving-in day. The first step is completing a loan application and then the process begins.

Whether you are seeking financial advice, purchasing new, or remodeling an existing home, decisions at Crossroads Bank are made locally and applications are processed quickly.

Are you thinking of building or buying a new home or refinancing your current one? Crossroads Bank offers a variety of Real Estate loans providing the flexibility needed to tailor a mortgage to your specific needs. Our mortgage officers will meet with you one-on-one to help you choose the mortgage that is best for you!

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Mortgage Products Include

• Guaranteed Rural Housing Program
• Lake Leases can be done on the fixed rate market
• Home Equity Lines of Credit (HELOCs) & Home Improvement loans
• Bi-Weekly Mortgage payments points available upon request

How to Apply

Please provide the following documents along with a completed Residential Loan Application to speed the processing of your application:

• Copies of the last 2 years W-2’s
• Copies of the most recent paystubs
• Copies of the last 1 months bank statements for all accounts
• If you are self-employed or receive commission income, copies of the last 2 years complete income tax returns – be sure to include all schedules and attachments

Residential Loan Application

Contact Us – To start your Residential Loan Application today!

Mortgage Loan Rates

We Are NMLS Required

Crossroads Bank and all our mortgage loan originators are registered with the Nationwide Mortgage Licensing System (NMLS). In order to provide homebuyers and the general public with greater information concerning the companies and professionals in the mortgage industry and in fulfillment of the federal S.A.F.E. Mortgage Licensing Act of 2008, the Nationwide Mortgage Licensing System & Registry (NMLS) hosts a website called NMLS Consumer Access.

NMLS Consumer Access

www.NMLSConsumerAccess.org, contains administrative and licensing information for companies, branches, and individuals licensed or registered through NMLS.