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Loan Rates

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Purchasing a home is a major commitment for everyone. Deciding on which rate and term is best for you can be overwhelming. Come see us to find out what you can afford, and then shop for your perfect size home that is right for you!

Mortgage Loans * 1

Rates as of December 17, 2024.

TierRateAPREstimated Monthly Payment
15-year Fixed7.000%7.204%$898.83
20-year Fixed7.000%7.164%$775.30
30-year Fixed7.375%7.504%$690.68
30-year Fixed Guaranteed Rural Housing (No down payment) 1 point7.250%7.846%$682.18

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Important Disclosures

  • * Interest rates listed on the Home page of this website and on this disclosure page are available to qualified borrowers only and are subject to change at any time without notice. APR and the estimated monthly payment are based on a $100,000 loan to purchase a home with a 20% down payment.
  1. Monthly payments do not include amounts for taxes and insurance premiums, if applicable, the actual payment obligation will be greater. Rates are not guaranteed and are subject to change without notice.