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Health Savings Accounts

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Take control of your health insurance and medical expenses and get a tax deduction!

A Health Savings Account (HSA) is a tax-exempt account used to pay medical expenses. In order to qualify for the account, an individual must have coverage under a high-deductible health plan. The funds in your HSA will accumulate from year to year.


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Pay your medical expenses online through Bill-pay, use your Health Savings debit card or write a check directly from your account. HSA contributions are tax deductible. Distributions and earnings are tax-free if the funds are used to pay for qualifying medical expenses.

  • Minimum balance to open – $100
  • Monthly interest compounding
  • Visa HSA Debit Card with chip security
  • Annual maintenance fee of $10 – waived the first year

View Rates for Health Savings Accounts
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