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We all have different reasons to save, but what is most important is to put money aside for the unexpected later. We offer the same great rates for Time Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs).
View Rates for Certificates of Deposit and Individual Retirement Accounts
During the growing years, a family vacation might be having fun in your back yard. It is important to plan for what you can afford. Start your savings with a CD and watch it grow with you. From a young child to retirement age, we walk with you every step of your life.
You have now reached another stage of life – your retirement years! Head for the mountains, relax on a beach, or just have coffee with a friend. There are no more time clocks or deadlines. This is your time of life and all roads will bring you back to Crossroads Bank!
A traditional IRA is a special tax-deferred savings plan designed to accumulate money for retirement. Contributions can be tax deductible. Income taxes are paid on distributed amounts from a Traditional IRA.
A Roth IRA is another special savings plan designed to accumulate money for retirement. Roth IRA contributions are non-deductible and earnings grow tax free.
A self-directed IRA can be administered by our Trust Department and investments may include Traditional or Roth IRA accounts.
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