Loan Rates


Residential Real Estate

Loan Rates


Rates are as of July 11, 2017

Please note that the interest rates listed on the homepage and on this disclosure page are available to qualified borrowers only and are subject to change at any time without notice. APR and the estimated monthly payment are based on a $100,000 loan to purchase a home with a 20% down payment. 

Tier Rate APR Estimated Monthly Payment
15 Yr - Fixed 3.375% 3.515% $708.76
20 Yr - Fixed 3.875% 3.986% $599.41
30 Yr - Fixed 4.125% 4.206% $484.65
"30 Yr - Fixed Guaranteed Rural Housing (No down payment) " 1 point 4.250%  4.331% $491.94

Please note: Monthly payments do not include amounts for taxes and insurance premiums, if applicable, the actural payment obligation will be greater. Rates are not guaranteed and are subject to change without notice.

Mortgage Products Include:

  • Guaranteed Rural Housing Program
  • Lake Leases can be done on the fixed rate market
  • Home Equity Lines of Credit & Home improvement Loans
  • Bi-Weekly Mortgage payments Points available upon request